Ontario take-home pay calculator — 2026
On $100,000 gross in Ontario, your take-home pay is $74,206 in 2026. Type your salary below — the result is instant.
Ontario tax brackets — 2026
| Bracket | Rate |
|---|---|
| $0 – $53,890 | 5.1% |
| $53,891 – $107,784 | 9.2% |
| $107,785 – $149,999 | 11.2% |
| $150,000 – $219,999 | 12.2% |
| $220,000+ | 13.2% |
Basic personal amount: $12,989 · verified 2026-09-20
Ontario taxes in 2026
Ontario has 5 provincial tax brackets in 2026, with rates from 5.05% to 13.16%. The basic personal amount is $12,989, so income below that threshold pays no provincial income tax. Federal tax applies on top — 5 brackets from 14.00% to 33.00% with a $16,452 basic personal amount — plus CPP and EI premiums up to their annual maximums.
FAQ
How is take-home pay calculated in Ontario?+
We apply the 2026 federal and Ontario provincial tax brackets, subtract the basic personal amount credit, then deduct payroll contributions (CPP and EI). On a $100,000 salary in Ontario, take-home pay is $74,206 in 2026.
What is the marginal tax rate on $100,000 in Ontario?+
In 2026 the combined marginal rate is 31.5%. On your next $1,000 raise, you keep $685.
How much do I pay in payroll deductions on $100,000?+
On $100,000 in Ontario: $4,646 in CPP and $1,123 in EI for 2026.
Are these 2026 tax tables up to date?+
Yes — our calculations use 2026 tax tables verified 2026-09-20. We refresh them every year as soon as new brackets are published.