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EI maternity and parental leave calculator (2026)
Find out how much you actually get while on leave. Enter your pay and see the weekly benefit, the total over the leave, the standard vs extended comparison, and the unpaid waiting week, computed with the verified 2026 EI and QPIP rates.
Benefits depend on where you live, not where you work. Quebec residents get QPIP; everyone else gets EI.
Outside Quebec, maternity and parental benefits come from federal EI.
Converted to weekly earnings by dividing by 52. If your pay varies, enter your average weekly insurable earnings directly instead.
Average weekly earnings: $1,442
Ontario · 2026
$729per week of parental leave
Total benefits over the leave: $36,450 · 50 paid weeks · plus 1 unpaid waiting week
Your earnings are above the program maximum, so the weekly benefit is capped.
Your leave, week by week
| Item | Weeks | Per week | Total |
|---|---|---|---|
| Maternity benefits | 15 | $729 | $10,935 |
| Parental benefits | 35 | $729 | $25,515 |
| Waiting week (unpaid) | 1 | $0 | $0 |
| Total benefits | 50 | $36,450 |
Standard vs extended: same money, different rhythm
| Plan | Per week (parental) | Paid weeks | Total benefits |
|---|---|---|---|
| Standard | $729 | 50 | $36,450 |
| Extended | $437 | 76 | $37,592 |
At the maximum weeks for one parent, extended pays less per week for more weeks. The totals come out close: extended totals slightly higher because 61 weeks at 33% edges out 35 weeks at 55%. You cannot switch plans once a parental week has been paid, so choose before the first parental payment. If you return early, extended pays less in total. Try your actual weeks above.
What to know before you rely on these numbers
Service Canada and QPIP do not divide your annual salary by 52. They average your insurable earnings over your best weeks, so if your pay varies, your actual weekly amount may differ from this estimate. Enter your average weekly insurable earnings directly for the closest figure.
EI and QPIP benefits are taxable income. Tax is withheld from payments, but the withholding may not match your final tax bill.
To qualify for EI maternity or parental benefits you generally need 600 insurable hours in the 52 weeks before your claim, and your regular weekly earnings down more than 40% for at least one week.
Estimates only, not financial advice. Confirm your amount with Service Canada or QPIP before making plans.
Sources and verification
EI rates verified October 24, 2026 against canada.ca (EI maternity and parental benefits; maximum insurable earnings for 2026; eligibility; after you apply). QPIP figures verified against Revenu Quebec (2026 maximum insurable income) and the QPIP benefits tables on rqap-lois.gouv.qc.ca.
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Worked examples: maternity and parental leave pay, 2026
| Salary · plan | Weekly (parental) | Paid weeks | Total benefits |
|---|---|---|---|
| $50,000 · EI standard | $529 | 50 | $26,450 |
| $75,000 · EI standard | $729 | 50 | $36,450 |
| $75,000 · EI extended | $437 | 76 | $37,592 |
| $75,000 · QPIP basic (Quebec) | $1,010 | 50 | $45,072 |
Birth parent with maternity benefits included · 2026 EI and QPIP rates · verified October 24, 2026 · how we calculate
EI totals exclude the 1 unpaid waiting week. QPIP has no waiting week.
FAQ
How much EI maternity and parental leave pay do I get on a $75,000 salary?
In 2026 you get about $729 a week on a $75,000 salary, because your earnings are above the $68,900 maximum insurable, so the benefit is capped at the $729 weekly maximum. Over 15 weeks of maternity plus 35 weeks of standard parental benefits that is $36,450, not counting the 1 unpaid waiting week. On a $50,000 salary the weekly amount is lower, $529, for a total of $26,450.
Standard vs extended parental benefits: which pays more in total?
At the maximum weeks for one parent on a $75,000 salary, standard pays $729 a week for 50 paid weeks, a total of $36,450. Extended pays $437 a week for 76 paid weeks, a total of $37,592. The totals come out close: extended totals slightly higher because 61 weeks at 33% edges out 35 weeks at 55%. The real choice is rhythm, not total money: higher weekly pay for 12 months, or lower weekly pay for 18 months.
Is there a waiting period before EI maternity or parental benefits start?
Yes. There is 1 week for which you are not paid, called the waiting period. You serve it only once for a combined maternity-plus-parental claim, and if you share parental benefits for the same child, only one parent serves it. The calculator shows the waiting week explicitly so the total is not overstated.
How many hours do I need to qualify for EI maternity or parental benefits?
You generally need 600 insurable hours in the 52 weeks before your claim starts, or since your last claim started, whichever is shorter. Your regular weekly earnings must also have dropped by more than 40% for at least one week. The calculator assumes you qualify; it does not check your hours.
Can I switch from standard to extended parental benefits later?
No. You cannot change between the standard and extended options once a week of parental benefits has been paid to you, or a payment has been made to the other parent when benefits are shared. Choose before the first parental payment, and use the comparison above to see both totals first.
What if my employer tops up my EI benefits?
Many employers top up benefits toward a percentage of your usual pay. Enter the top-up percentage in the calculator and it fills the gap up to that percentage for every paid week. Top-ups are designed so the combined amount does not exceed your normal weekly pay, so the calculator caps the top-up there.
How is Quebec different? What is QPIP?
Quebec residents do not get EI maternity or parental benefits at all; they get Quebec Parental Insurance Plan (QPIP) benefits instead. On a $75,000 salary under the QPIP basic plan you get $1,010 a week for 18 weeks of maternity, then 70% for the first 7 parental weeks and 55% for the next 25, for $45,072 in total. QPIP has no waiting week, and its 2026 maximum insurable income is $103,000 instead of $68,900. Select Quebec in the calculator to switch to QPIP mode.
Does the other parent get extra weeks too?
Under EI, when parental benefits are shared, the total rises to 40 weeks standard or 69 weeks extended, but one parent cannot take more than 35 standard or 61 extended weeks. The extra 5 standard or 8 extended weeks are use-it-or-lose-it weeks for the second parent. Under QPIP, the non-birth parent gets 5 weeks of paternity benefits under the basic plan or 3 weeks under the special plan, plus a share of the parental weeks. The calculator models one parent's claim; the FAQ numbers cover the second parent.
What are the QPIP sharing bonus weeks?
Under QPIP, when each parent takes enough shareable parental weeks, the family gains extra weeks: 4 additional weeks at 55% under the basic plan once each parent has taken at least 8 shareable weeks, or 3 additional weeks at 75% under the special plan once each parent has taken at least 6 shareable weeks. These bonus weeks sit on top of the per-parent maxima above. The calculator models one parent's claim only, so it does not include bonus weeks; add them to your total if both parents qualify. It also cannot model couples whose parents live in different provinces, because each parent would fall under a different system.