After Tax Canada / Hourly wageVersion française
Hourly wage calculator (2026)
Paid by the hour? Your wage is annualized, taxed as one annual salary, then divided back by your hours, so you see what each hour is really worth after tax, in every province.
Ontario · 2026
$20.02
$20.02 take-home per hour, from $52,000 a year
Average tax rate 19.9%
Annual breakdown
| Item | Amount |
|---|---|
| Gross pay | $52,000 |
| Federal tax | $4,244 |
| Provincial tax | $2,382 |
| CPP | $2,886 |
| EI | $848 |
| Total deductions | $10,359 |
| Take-home pay | $41,641 |
Take-home by pay period
| Pay period | Take-home |
|---|---|
| Weekly | $801 |
| Biweekly | $1,602 |
| Monthly | $3,470 |
| Annual | $41,641 |
Annualized as wage × hours per week × 52 weeks, then taxed as one annual salary, the same way CRA withholding works over a full year. If your hours vary week to week, use your average week; vacation and unpaid time off are not subtracted here.
Make your take-home work harder
Your paycheque is only half the story. These are the account types Canadians use to put after-tax money to work. What follows is factual information, not financial advice.
High-interest savings account
A savings account that pays a higher rate than a chequing account. Money stays liquid and earns interest while you keep it.
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Investment account
An account for buying investments such as ETFs and stocks. It can be registered (TFSA, RRSP, FHSA) or non-registered.
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Bank account
A chequing account for daily spending and bill payments, often bundled with savings and credit products.
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Worked examples, hourly wages in 2026
| Wage and hours | Annual gross | Net per hour | Net per week |
|---|---|---|---|
| $25/h · 40 h · ON | $52,000 | $20.02 | $801 |
| $25/h · 40 h · QC | $52,000 | $19.43 | $777 |
| $30/h · 35 h · BC | $54,600 | $24.13 | $844 |
| $20/h · 30 h · AB | $31,200 | $17.30 | $519 |
Take-home per hour and per week · 2026 tax tables · verified 2026-09-20 · how we calculate
FAQ
How much is $25 an hour after tax in Ontario?
At 40 hours a week, $25 an hour is $52,000 a year gross, and $41,641 take-home in Ontario in 2026. That works out to $20.02 of take-home pay per hour worked, or $801 per week. The average tax rate is 19.9%.
How is hourly take-home pay calculated in Canada?
Your wage is annualized first (hourly wage × hours per week × 52 weeks), then taxed as one annual salary: federal tax, provincial tax, CPP/QPP and EI, plus QPIP in Quebec. The annual take-home is then divided back by your hours to give the net per hour. This matches how CRA withholding works over a full year, so the figure assumes steady hours all year.
Does $25 an hour pay differently in Quebec than Ontario?
Yes. The same $25 an hour at 40 hours a week takes home $40,423 a year in Quebec versus $41,641 in Ontario in 2026, a gap of $1,218. Quebec adds QPP at a higher rate than CPP plus QPIP premiums, and its provincial tax brackets differ, so the net per hour is $19.43 in Quebec against $20.02 in Ontario.
What is $30 an hour at 35 hours a week after tax in BC?
That is $54,600 a year gross and $43,914 take-home in British Columbia in 2026, or $24.13 net per hour. Fewer hours at a higher wage can beat more hours at a lower wage once tax is counted, which is why the calculator annualizes before applying tax rather than taxing each hour in isolation.
How much do I take home on $20 an hour part time in Alberta?
At 30 hours a week, $20 an hour is $31,200 a year gross and $26,989 take-home in Alberta in 2026, or $17.30 net per hour. Part-time hours mean a lower annual income, which lands in lower tax brackets, so the average tax rate (13.5%) is lower than for a full-time wage.
If I work 20 hours instead of 40, is my hourly take-home the same?
No, it is slightly higher per hour. At $25 an hour in Ontario, 20 hours a week takes home $21.62 per hour versus $20.02 at 40 hours, because the smaller annual income is taxed at lower average rates. Your weekly pay is still roughly half, since you work half the hours; only the per-hour rate improves.
Does this include overtime, vacation pay or unpaid time off?
No. The calculator assumes steady hours for 52 weeks at one wage, with no overtime premium, vacation payout or unpaid weeks. Overtime hours are paid at a premium and taxed on top of your regular earnings, so use the overtime calculator for those hours, and use your average week here if your schedule varies.